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Even before the Equifax breach, the integrity of credit reports was murky at best. A Federal Trade Commission report found that as many as one in five consumers had a credit error from one of the top reporting agencies (Equifax, Experian, and TransUnion). But the fundamental problem isn’t data integrity—it’s economic justice. According to a survey by the think tank Demos, declining credit was associated more with misfortunes and unforeseeable crises than with a lack of financial responsibility.
New York, NY – In response to Trump’s new Muslim Ban, Demos Vice President of External Affairs Tori O'Neal-McElrath released the following statement:
"Donald Trump's new restriction on immigration from eight countries is a sham, and substantively a third Muslim Ban. The principal imperative of this ban - like its predecessors – is to discriminate against Muslims solely based on their religion.
"These consumer protections are important, yet they are far from sufficient to prevent credit checks from becoming a barrier to employment," said Amy Traub, a senior policy analyst at Demos, a public-policy think tank in New York City. "My research finds that poor credit is linked to economic stress. Weak credit is correlated with unemployment, lack of health coverage and the presence of children in a household.
For those who believe Black people are already equal with white people, any policy that seeks to address anti-Black discrimination looks like an attempt to give Blacks an advantage.
The need for books as a source of knowledge was on display in a conversation between Heather McGhee, president of liberal think tank Demos, and Chris Hayes, a Brooklyn native and cable news pundit on MSNBC. [...]
NEW YORK — Demos and American Civil Liberties Union (ACLU) filed a brief with the U.S. Supreme Court detailing how Ohio is violating the National Voter Registration Act (NVRA) by targeting registered voters who fail to vote in a two-year period for eventual removal from the registration rolls — even if they have not moved and are still fully eligible to vote.
“If you’re a college and you’re offering a very low level of prospective debt to students, that means nothing if the people who overall have more unmet financial need, or are more likely to have to borrow, can’t get into your institution,” said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank.
Rankings can also subtly push colleges away from spending on financial aid for needy students and, instead, toward things rewarded by the rankings, like small faculty-to-student ratios, Huelsman said. [...]