There’s recourse available to people who find themselves in cycles of unpayable debt; it’s called bankruptcy. Unfortunately for student debtors, education loans are exceedingly difficult to discharge in bankruptcy, which makes little sense in an era where college is unattainable for most without student loans, and where student debt is the highest form of non-mortgage debt in the economy.
Despite its reputation as an antidote to inequality, the U.S. higher education system has reinforced and even exacerbated racial wealth inequality, by preventing many students of color from accessing college and loading black students with debt when they do attend.
Late Monday night, while protesting the recent police killing of Jamar Clark, a 24-year old Black man, in Minneapolis, 5 people were shot. They were just a block away from the Minneapolis Police Department’s 4th Precinct, where protesters have held daily demonstrations for the past nine days. Demos President Heather McGhee:
”Protesters represent the very best of our democracy and every candidate for president should denounce last night’s shooting in the strongest possible terms."
In light of the terrorist attack in Paris, lawmakers across the country are demanding President Obama shut down our borders and stop the resettlement of Syrian refugees in America, stoking widespread fear about these men, women and children. At this moment, twenty-four governors have announced that their states will not accept Syrian refugees.
A striking piece of the 2016 Democratic primary is the consensus among the candidates on substantially lowering the price students pay to attend public colleges.
Police reform in New York City just took a significant step forward, and the voices of the people most affected by unlawful and discriminatory stops are front and center.
When a federal court ruled in Floyd v. City of New York that the NYPD’s stop and frisk practice violated the Fourth and Fourteenth Amendments, it was a tremendous victory. We knew, though, that the victory was not yet complete: The task of reforming the NYPD’s practices and ending racial discrimination in the use of stop and frisk remained.
Discussion about the working class, who make up the majority of American families and would benefit most from such a raise, has all but disappeared from popular conversation.
Scandal introduced general audiences to the practice of dog-whistle politics, but it’s also important to know the political consequences of dog-whistle appeals.
Voting Rights Groups Urge Immediate Action to Provide Required Registration Services through Federal Health Exchanges
WASHINGTON, DC – Today, in a letter to President Obama, three of the nation's leading voting rights organizations—Demos, Project Vote, and the League of Women Voters—urged the Administration to come into compliance with the National Voter Registration Act (NVRA) by providing voter registration to eligible persons through the federally-facilitated health benefit exchanges set up under the Affordable Care Act (ACA).
The demonized banking industry must make the case it is morally noble. That may jar some ears, but surely enabling retirees to earn a return on their savings and funding business expansion creating jobs and wealth, improving Americans’ quality of and opportunities in life is morally noble. — Eric Glover, the Washington Times, September 24, 2015
The hyperactivity of the presidential election has raised the level of discussion of financial regulation, at least in terms of noise if not enlightenment. Mr.
Over the summer, the call to return the United States to debt-free college has been loud and clear. To fulfill the promise of our higher education system, we must ensure that today’s students, the most racially and socioeconomically diverse college class in American history, have the same opportunities as generations past.
Demos Senior Policy Analyst Amy Traub issued the following statement about the New York City credit checks bill that goes into effect today:
"Today, New York City will enact the nation’s strongest ban on employment credit checks. Demos applauds the Council and the Mayor—and all our coalition partners who worked hard over the years to make this victory possible. This bill will protect more workers than any previous one and virtually eliminates this illegitimate and discriminatory barrier to employment.
NEW YORK, NY (September 3, 2015)-- Today, the United States Court of Appeals for the Ninth Circuit issued a decision reinstating a case challenging the State of Nevada’s failure to provide federally required voter registration services to its low-income citizens. The case, brought by the National Council of La Raza, the NAACP Reno/Sparks Branch, and NAACP Las Vegas, had been thrown out by the United States District Court for the District of Nevada.
Women make up almost half of all workers in America and working mothers are the primary breadwinners in 40 percent of the nation’s families, so economic equality would make an immense difference for families and the economy as a whole.
Why a return to a debt-free system of public universities and colleges would help revive the promise of affordable higher education regardless of one’s family income.
Today, Sec. Hillary Clinton will announce her plan to return to debt-free public college for future students and relieve the burden for existing borrowers. Tamara Draut, Demos Vice President of Policy and Research, released the following statement: