Afraid your bad credit may be holding you back from a great job?
That soon may not be a concern for job-hunting New Yorkers, as the Credit Privacy in Employment Act passed the New York Assembly on June 20. The act will largely ban employers from using credit reports to influence employment decisions.
The Supreme Court’s rulings on marriage will not lessen the everyday – sometimes subtle, often not – ways that many LGBT people get treated as less than equals.
Today, a conservative majority on the U.S. Supreme Court struck down a key provision of the Voting Rights Act of 1965, upending a law that has been central to our nation’s commitment to eradicating the shameful legacy of racial discrimination in voting, especially in the deep South. The Court declared that the so-called “coverage formula” used to determine which states should be required to obtain preclearance for changes in voting laws was unconstitutional, but that Congress retains the authority to update the coverage formula.
Can some types of debt cause the blues? Why are people approaching retirement age carrying credit card debt? This column shares results from recent research about credit card debt among older Americans. [...]
When people talk about corporations spending money in politics, it’s commonly assumed that the corporation is a single thing with a clear position on any given issue. This masks the fact that corporations are complex, state-created entities with their own governance structures and a multitude of conflicting interests.
NEW YORK -- Today, the Supreme Court released its decision in Arizona v. Inter Tribal Council of Arizona (No. 12-71), striking down an Arizona law that created unnecessary barriers to voter registration in violation of the National Voter Registration Act (NVRA).
In a 2011 speech on the floor of the U.S. House of Representatives, civil rights hero and Congressman John Lewis (D-Ga.) eloquently described attacks across the country on Americans' access to the ballot box: "Voting rights are under attack in America.
Credit reports weren’t designed to be job-screening tools. But about half of employers now use them when making hiring decisions, according to a 2012 study by the Society for Human Resource Management. The practice cuts across all sectors of the economy, from high-level management to office assistants, home health-care aides, and people who work the counter serving frozen yogurt.
For some job seekers, repeated rejection by potential employers may be traceable to an unlikely source: their credit report.
Regulators are cracking down on some of the methods companies are using to screen candidates (two major companies this week were accused of using background checks to discriminate against black applicants.) But employers’ use of credit checks during the hiring process is legal and fairly common.
Last month Nevada joined a growing number of states and cities that are forbidding companies from using credit checks to make employment decisions. But the practice is still legal under federal law. [...]
New York Governor Andrew Cuomo spent his career cultivating the image of a man who gets what he wants. In 2011, he rammed same-sex marriage legislation through the legislature, even with a Republican-controlled Senate. In 2012, when he wanted New York to be the first state to pass gun-control laws after the Newtown shooting, he was similarly productive. This year, Cuomo has said he wants to make state elections fairer, by lowering contribution limits and supplementing small donations with public dollars to give them more weight.
Borrowing a line from Tolstoy, Gar Alperovitz’s latest book, What Then Must We Do?: Straight Talk About the Next American Revolution, seeks to resolve a troublesome political puzzle: How do we eradicate systemic problems like inequality, climate destruction, and poverty when these problems seem to get worse and worse, year after year, despite the good efforts of social reformers, progressives, and radicals of all stripes? Good question.
For lawmakers in Washington, the daily chase for money can begin with a breakfast fundraiser in the side room of a Washington restaurant.
At noon, there might be a $500-per-plate lunch with lobbyists in a Capitol Hill town house. The day might wrap up in an arena sky box in downtown Washington, watching a basketball game with donors.
With a contracting retirement income system, rapidly rising health-care costs, and the prospect of long-term care expenses, one would have thought that people approaching retirement would be paying off their credit card debt and closing out their mortgages. But surveys suggest that people are entering retirement with more debt than ever before and relying on borrowing to cover expenses in retirement.
It used to be that many Americans entered retirement having paid off their mortgages and most of their other debts. This should have been senior citizens' Golden Years.
Nowadays, more and more people over the age of 65 are struggling with mounting debt levels, fueled primarily by mortgages and credit cards. The average debt held by senior citizens has ballooned to $50,000 in 2010, up 83% since 2001, according to Federal Reserve data crunched by the Employee Benefit Research Institute. [...]
As the capital is engulfed in scandals, advocates of campaign finance reform are intensifying their pressure on Gov. Andrew M. Cuomo, urging him to persuade the Legislature to rewrite state elections law in the hope that change in New York could have an influence nationally.
New York, NY – As Coloradans celebrate the expansion of their freedom to vote and North Carolinians fight to protect theirs, national public policy institute Demos will mark the 20th Anniversary of the passage of the National Voter Registration Act, better known as the “Motor Voter” law on Monday, May 20th by releasing a new report analyzing its impact.