How bad a problem is inequality? Are working-class people getting screwed? Should we raise taxes on the rich? Is the United States, in short, a fundamentally unfair place? These are the questions that keep awake policy analysts and fuel endless dinner-party debates. But there's one group that is not losing very much sleep over them: rich folks.
The FDIC estimates there are 10 million people living in the U.S. who do not have a bank account — that’s one out of every 13 households. Nearly 33 percent of people living in Starr County, TX can’t write a check. In one census district in Savannah, GA, over 42 percent of residents are unbanked. The unbanked are usually poor, often minorities, and find themselves shunned by banks that can’t make money off them. Typically, they end up turning to predatory check cashers and payday lenders. Many also feel a great sense of social division between themselves and those who have bank accounts.
On September 12 2014, the Massachusetts legislature sent the United States Census Bureau a resolution adopted by both chambers, calling on the Census Bureau to reform its outdated practice of enumerating incarcerated persons as “residents” of the prisons in which they are temporarily incarcerated.
On Election Day, Montana will host one of the country’s key voting rights battles as voters decide whether to preserve or eliminate the state’s Election Day Registration (EDR) law, which permits citizens to register (or update their registration if they’ve recently moved) when they show up at the polls.
Democrats in tight races have found a new villain this election cycle: student debt.
“It totally limits your options of what you can do,” said one student in an ad from Kentucky U.S. Senate candidate Alison Lundergan Grimes, who accuses Senate Minority Leader Mitch McConnell of having “turned his back on the students” for blocking Sen. Elizabeth Warren’s student loan refinancing bill.
By offering low-fee checking accounts, Walmart dares to go where most big banks won't. Few major financial institutions are willing to give lower-income Americans checking accounts these days -- without exorbitant fees.
But, unlike the big banks, Walmart really needs low-income customers.
While the de Blasio administration and the City Council work through the details of a bill that would prohibit employers from reviewing the credit histories of potential hires, liberal advocates are pushing for passage of the strongest possible version of the legislation.
(New York, New York) — As the country struggles to find remedies for its growing student debt problem, the national public policy organization Demos has released The Affordable College Compact, a new a proposal for a federal-state matching program to alleviate this burden for students and address many of the contributing factors of rising college costs, most notably state disinvestment.
Fewer American high school students are working summer jobs and part-time jobs than a decade ago, and that will likely mean lower wage-earning capacity in their futures, research indicates. In 2000, about 34 percent of high school students age 16 and older held jobs, but that share had fallen to 18 percent by 2012, data from the National Center for Education Statistics indicate.
It’s the classic Catch-22 of the doomed job search: How do you get a job? You need experience. And how do you get experience? Get a job. But for many, the unemployment cycle gets further twisted when it intersects with the debt cycle. When prospective employers run credit checks, a bad report becomes a financial scarlet letter. ...
A bill that aims to “prohibit discrimination based on one’s consumer credit history” by banning employers from doing credit checks on job applicants will be the subject of a City Council hearing set for 10 a.m. Sept. 12 at City Hall. [...]
According to an article by Amy Traub titled “Discredited: How Employment Credit Checks Keep Qualified Workers Out of a Job,” the practice of checking credit on prospective employees is legal under federal law.
“Demos strongly supports the Democracy for All resolution and calls on all senators to vote to send it to the states for ratification as the Twenty Eighth Amendment.
Providence, RI. Local Cranston residents and the ACLU of Rhode Island won a significant victory today in their fight for equal voting power in City elections when Judge Lagueux of the U.S. District Court for the District of Rhode Island denied a motion to dismiss their one person, one vote lawsuit, allowing their case to move forward.
“I’m thrilled this case is going forward,” said Karen Davidson, lead plaintiff. “As a Cranston resident and taxpayer I’m entitled to equal representation and I will keep fighting for it.”
From here to the Midwest, the actions of law-enforcement authorities form the big political topic of the summer of 2014.
Sen. Rand Paul (R-Ky.) — often labeled a tea party conservative — drew particular attention for his statements on the troubles in Ferguson, Missouri, following the shooting death of Michael Brown by a white police officer. He linked a “militarization of law enforcement” to a more general “erosion of civil liberties and due process.”
There's little debate that college costs have risen over the past decade and that the increase has hit the wallets of families hard — especially those in the greatest need.
In May 2013, low-wage workers in federal buildings in Washington began walking off the job in a series of one-day strikes. Employed by concessionaires and janitorial contractors at places like the Smithsonian and the Ronald Reagan Building, the workers said their rock-bottom wages weren't enough to survive on. Like the Walmart and fast-food workers also going on strike, they asked for better working conditions and a greater share of the spoils.
Los Angeles lawmakers were expected to vote Wednesday on a proposal to renegotiate or terminate an interest rate swap deal from the mid-2000s that critics say now costs the city millions of dollars a year in fees. If successful, the initiative could make the city the nation's largest to challenge ballooning Wall Street levies that accompany similar interest rate swap deals throughout the nation.
(PHOENIX, AZ) – Citing clear evidence that numerous low-income Arizona residents have been denied the opportunity to register to vote, the League of Women Voters of Arizona and the League of United Latin American Citizens (LULAC) sent official notice today to Secretary of State Ken Bennett, as well to the heads of three Arizona public assistance agencies (the Department of Economic Security, the Arizona Health Care Cost Containment System, and the Department of Health Services), that the State is violating the National Voter Registration Act (NVRA).
A year after a conservative U.S. Supreme Court majority gutted the crown jewel of the civil rights movement, the 1965 Voting Rights Act (VRA), the nation’s foremost voting rights attorneys say that racial discrimination in voting is rampant, especially in southern states where the the VRA helped to ensure access to the ballot.