Some of the hardest-working people in America aren’t covered by overtime or minimum wage protections. It’s crazy, but true: U.S. labor law was updated in 1974 to specifically exclude babysitters and companions. Since then, the lucrative and fast-growing home care industry has taken up residence in that loophole. The home care sector, currently valued at between $70 and $84 billion, is creating great wealth for agency owners.