In 2010 and 2011, Maryland and New York took bold steps to correct the problem known as prison gerrymandering, a problem resulting from the United States Census Bureau’s practice of counting incarcerated individuals as residents of their prison cells rather than their home communities.
In the aftermath of the Great Recession, Americans battered by job loss, foreclosure, and plummeting home values tightened their belts and paid down debt. The Latino community, hit particularly hard by the housing crash, was no exception. Yet new research from Demos’ National Survey on Credit Card Debt of Low- and Middle-Income Households finds that even as Latinos are carrying less credit card debt, four in ten Latino households with credit card debt are relying on their cards to pay for basic living expenses.
Popular theories for rising tuition like administrative “bloat” and student aid are at most minor contributors to tuition increases. Here's the real causes.
As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.