Developed in collaboration with the Institute on Assets and Social Policy at Brandeis University, By a Thread: The New Experience of America's Middle Class looks at the financial security of the middle class using the innovative Middle Class Security Index, rating household stability across five core economic factors: assets, educational achievement, housing costs, budget and healthcare. The Index provides a comprehensive portrait of how well middle-class families are faring in each of these areas, with spotlight on the strengths and vulnerabilities of today's middle class.
A Fallible 'Fail-Safe' provides a snapshot of provisional balloting problems experienced by voters across the nation in November 2006, as reported by Election Protection volunteers. While provisional ballots may comprise only a fraction of the national vote, as this report shows, they determined the outcome of various electoral races in 2006.
Demos president Miles Rapoport testifies before the U.S. House Administration Sub-Committee on Elections regarding Election Day Registration and provisional voting.
Americans carry over $800 Billion in credit card debt. Using most recent data from the Federal Reserve Board's Survey of Consumer Finances, Borrowing to Make Ends Meet exposes this and other disturbing trends in American families’ debts and financial assets. The report breaks down debt and asset data by age, race and income demographics, and shows how financial fragility makes the most vulnerable groups of Americans even more so.
Top Facts:
Trouble with electronic voting machines and confusion over identification rules frustrated voters across the country Tuesday, creating delays in Florida, Indiana, Ohio, Pennsylvania and Colorado.
U.S. House of Representatives Subcommittee on the Constitution, Civil Rights, and Civil Liberties notified of suppressive tactics implicit in state noncompliance with NVRA Section 7.
Senior Policy Analyst Scott Novakowski testifies before the U.S. Election Assistance Commission regarding the public assistance requirements of the National Voter Registration Act.
Democracy Program Senior Policy Analyst Scott Novakowski delivers testimony before the Election Assistance Commission on its role in NVRA implementation, September 6, 2007.
Members of the House Government Operations Committee were like pinballs last week, ricocheting between two walls as they worked to set campaign
contribution limits.
It has been nearly two decades since the credit card industry was deregulated with the promise of bringing greater competition and lower prices to consumers. Under the shield of deregulation, credit card companies have shifted the cost of credit to individuals least able to afford it. As this report shows, low-income individuals, African Americans, Latinos and single females bear the brunt of the cost of credit card deregulation through excessive fees and high interest rates.
Although photo ID and proof of citizenship proposals are offered as necessary to prevent fraud in elections, we know that the facts do not warrant these extreme measures.
John Kerry's defeat in 2004, assumed by many to be the product of perceived Democratic deficiencies in "moral values," gave this conversation renewed energy. And while some in the "new values" camp pointed to the importance of a specifically religious morality, others urged the Democrats to focus on a secular but morally demanding vision of the common good.