The Biden administration should implement its public credit registry proposal to shift power away from an oligopoly that exercises inordinate control over consumers’ financial prospects and towards a fairer system that better respects consumers and reduces racial inequality.
Why we need to prioritize passing H.R.1 along with H.R.4 and legislation granting statehood to Washington, D.C. (H.R.51) as the first items of business in the 117th Congress.
An economy that ultimately lives up to our country’s promise will require us to invest in public goods and health infrastructure, break up concentrated economic power, and ensure equitable access for Black and brown communities.
Today, nearly 60 years removed from Dr. Martin Luther King, Jr’s speech during the March on Washington, countless barriers remain between his dream and America’s reality.
Report Shows How Crisis Will Continue to Impact Small Business, Student Borrowers, Homeowners
New York — The household economy — especially small business, homeowners and student borrowers — will continue to suffer during a sever tightening of lending credit and capital, in spite of the federal rescue plan, according to a new report by the non-partisan public policy center Demos.
Letter to President Biden in support of structural reform of the Courts due to the threat they pose to our democracy as a result of extreme Republican court packing.
New York — Dramatic increases in low-income voter registrations at public assistance agencies have occurred recently in five states that have taken steps to improve their compliance with a requirement of the National Voter Registration Act (NVRA), according to a new report by Demos, a non-partisan public policy and research center.
"Black and Latinx borrowers [are] more likely to be denied credit than white borrowers and more likely to be charged higher interest rates [...]. [O]ne of many ways the financial deck is stacked against Black and brown consumers.”
The For the People Act can begin to address the longstanding racist exclusions in our democracy with policy solutions that are proven to advance racial equity.
The For the People Act outlines a vision of what’s possible when our nation lives up to its promise of being a place where all people can lift their voices via their votes and their small dollar contributions.
Letter in support of H.R.1 highlighting provisions to protect voters from purges and voting caging, tactics used disproportionately to silence voters of color.
Letter from 31 civil rights, consumer, and community organizations urging the National Association of Insurance Commissioners (NAIC) to issue a recommendation that credit information no longer be used to determine eligibility for, or the cost of, auto or home insurance.
Big companies are using data to preserve the power imbalance that keeps them rich. This economic model is rooted in chattel slavery and relies on the extraction and commodification of data.
Lawful Use of Same-Day Registration No Basis for Voter Witch-Hunt
XENIA, OH — Greene County Prosecuting Attorney Stephan Haller and Sheriff Gene Fischer abruptly announced they were dropping an investigation into same-day registrants last week, after Demos and other voting rights advocates warned that their actions appeared to violate federal voting rights protections.