As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.
Challenge to Arizona’s failure to provide voter registration services required under federal law when residents interact with the state motor vehicle agency.
A legal suit to guarantee that public assistance clients in Georgia receive the voter registration services required by Section 7 of the National Voter Registration Act.
Challenge to guarantee that public assistance clients in Massachusetts receive the voter registration services required by Section 7 of the National Voter Registration Act.
Challenge to guarantee that public assistance clients in Ohio receive the voter registration services required by Section 7 of the National Voter Registration Act.
In 2012, Michigan passed a law that allowed the governor to appoint emergency managers in municipalities, depriving local elected officials of governing power. It overwhelming affected communities of color. We filed an amicus brief in opposition to it.
A conversation on antitrust law as guardrails on capitalism at Bold v Old in Washington DC. The conversation includes an overview of the history of anti-trust law, why and how anti-trust law became broken, and more.
This report was completed in collaboration with the Advancement Project, Asian & Pacific Islander American Health Forum, Demos, Faith in Action, National Association for the Advancement of Colored People, National Congress of American Indians, National Urban League, Race Forward, and UnidosUS. These groups are a collaborative of leading national racial-equity organizations supported by the W.K. Kellogg Foundation.
Experian Boost comes with downsides for consumers, according to Amy Traub, associate director of research at the public policy group, Demos. She said lenders will be able to use the data they glean from consumer bank accounts in ways the public may not understand.
"It also allows them to make marketing decisions: who to promote which products to, how to get us hooked on the products that are most profitable and lucrative for the lender, " said Traub.
Home ownership is a major contributing factor to the racial wealth gap, as Demos, a left-of-center think tank, previously argued in a 2015 report. Seventy-three percent of white households own their home, Demos found; in sharp contrast, home ownership drops to 45 percent among black households.
“For some 40 years now, the Supreme Court has been issuing decisions that make it difficult to regulate [money in politics],” Chiraag Bains, director of legal strategies at Demos, told WhoWhatWhy. “Citizens United is the crowning achievement of that effort.”