As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.
A conversation on antitrust law as guardrails on capitalism at Bold v Old in Washington DC. The conversation includes an overview of the history of anti-trust law, why and how anti-trust law became broken, and more.
I grew up in a military family, and we lived in predominantly white cities. I spent most of my formative years in Lancaster, California. Lancaster was a true juxtaposition: it was a city in southern California, which was a region widely hailed for its progressive values. At the same time, Lancaster was more of a big town than a city, with a majority white population that held deep conservative beliefs.
Watching television can be a window into experiences beyond your own, but it shouldn't be a passive act—keep in mind who is controlling the race narrative.
Each year, Black History Month reminds us to do something we rarely do as a society: remember (or learn for the first time) and reflect on the truly breathtaking contributions of Black people over the centuries. Many outlets do a beautiful job of cataloging some of these contributions, including several of my colleagues here on this blog.
We talk about the Black people who overcame oppression but not about the people—overwhelming white and powerful—who created the oppression others had to overcome. This must change.
This report was completed in collaboration with the Advancement Project, Asian & Pacific Islander American Health Forum, Demos, Faith in Action, National Association for the Advancement of Colored People, National Congress of American Indians, National Urban League, Race Forward, and UnidosUS. These groups are a collaborative of leading national racial-equity organizations supported by the W.K. Kellogg Foundation.
Experian Boost comes with downsides for consumers, according to Amy Traub, associate director of research at the public policy group, Demos. She said lenders will be able to use the data they glean from consumer bank accounts in ways the public may not understand.
"It also allows them to make marketing decisions: who to promote which products to, how to get us hooked on the products that are most profitable and lucrative for the lender, " said Traub.
The Trump administration’s latest attack on immigrants, a proposed rule that would punish families for accessing public benefits, has rightfully come under fire for its potential to threaten children’s health and impose financial hardship on households and communities.
December 10, 2018 is the 70th anniversary of the Universal Declaration of Human Rights. In 1948, in the aftermath of the fall of the Nazi regime, the United States joined many countries in the world and signed the Declaration. Several of the rights listed in the document were already within the U.S. Constitution, but some were not. We have done particularly poorly in living up to the Declaration’s call for a right to an adequate standard of living, including food, housing, and medical care.
Home ownership is a major contributing factor to the racial wealth gap, as Demos, a left-of-center think tank, previously argued in a 2015 report. Seventy-three percent of white households own their home, Demos found; in sharp contrast, home ownership drops to 45 percent among black households.
The challenges of existing at the intersection of anti-black racism and sexism have made generations of black women experts at ‘making a way out of no way.’ Using this solutions-oriented, highly-resourceful way of thinking, black women have created a political strategy that confronts these dynamics head-on: relational organizing.
“For some 40 years now, the Supreme Court has been issuing decisions that make it difficult to regulate [money in politics],” Chiraag Bains, director of legal strategies at Demos, told WhoWhatWhy. “Citizens United is the crowning achievement of that effort.”