Consumer advocacy groups have long complained that there is no link between bad credit and job performance. They argue that such checks lead to discriminatory hiring.
The system is profitable but imperfect, and for decades critics have attacked it for all sorts of offenses. In 1969, Columbia University legal scholar Alan Westin testified to Congress that the companies violated Americans’ right to privacy and that their inaccuracies damaged lives.
Millennials have an average credit score of 625 (based on the Experian VantageScore 3.0 credit score), compared to 650 for Generation X and 709 for those over 50 years old. They also use an average of 43 percent of their credit limits—compared to 34 percent nationally—and their average debt (excluding mortgages) totals 77 percent of their income, compared to 49 percent nationally.
Today, we reached an important agreement with the state of Oklahoma that will bring comprehensive voter registration opportunities to citizens throughout the state.
The dominance of big money in our politics makes it far harder for people of color to exert political power and effectively advocate for their interests as both wealth and power are consolidated by a small, very white, share of the population.
The stories of our clients—Sherry Denise Holverson, Isabel Najera, and Alexandria Lane—are not outliers, but rather represent a problem that has been occurring across the state of North Carolina.
During the 2012 and 2014 elections, thousands of Texans arrived at the polls having registered to vote at the Department of Public Safety (Texas’ motor vehicles department), only to be told that they were not on the voter rolls.
Jeff Jacoby ends his June 29 column by asserting that black citizens’ right to vote “is no longer endangered anywhere in America.” What America is he talking about?
Having to register to vote is a practical barrier for some people, especially those who are poor and marginalized. So shifting that burden to the state leads to more people voting.
North Carolina’s recent voting law changes will disproportionately affect black voters in the state, according to a study published Wednesday by Dartmouth University.
“The study provides powerful ammunition for the pending legal challenges,” says Brenda Wright, a voting rights expert with the liberal think tank Demos. “It shows that virtually every key feature of North Carolina’s election legislation will disproportionately cut back on registration and voting by African Americans in North Carolina as compared to whites.”
Less than 10 years ago Demos and other voting rights groups approached North Carolina after an investigation revealed that the state was failing to meet its obligations under Section 7 of the National Voter Registration Act—a federal law that requires North Carolina provide individuals who apply for public assistance the opportunity to register to vote.
(New York, Raleigh, Washington, D.C.) – Citing clear evidence that the state of North Carolina is failing its obligation to provide low-income residents with a meaningful opportunity to register to vote at public assistance agencies, today Democracy North Carolina, Action NC, and the A. Philip Randolph Institute (“APRI”) sent a pre-litigation notice letter to Kim Strach, Executive Director of the North Carolina State Board of Elections (“NCSBE”), as well as Dr.
While income is distributed unequally in the country, what few people know is how much more unequally wealth, financial assets and inheritances are distributed.
In the wake of the recent gutting of the Voting Rights Act, partisans were quick to jump on the opportunity to restrict unfavorable voters. Across the country, conservatives in particular have debated fiercely whether to pursue voter suppression to remain competitive in an increasingly diverse electorate.
The rationale behind the ban is simple: it’s unfair and useless to use a person’s credit history, which is often inaccurate or misleading, when assessing their job qualifications.