Economic security for seniors was built on the three-legged stool of retirement (Social Security, pensions, and savings) at the core of the social contract that rewards a lifetime of productivity. Economic security of seniors, however, is being challenged by two simultaneously occurring trends: a weakening of the three legs of retirement security income and dramatically increasing expenses, such as for healthcare and housing.
Economic security for seniors was built on the three-legged stool of retirement (Social Security, pensions, and savings) at the core of the social contract that rewards a lifetime of productivity. Seniors’ economic security, however, is being challenged by two simultaneously occurring trends: a weakening of the three legs of retirement security income and dramatically increasing expenses, such as for healthcare and housing.
3 out of 4 senior households lack the economic security needed to sustain them through their lives, according to new study
New York, NY — Older Americans have experienced huge, negative financial shifts that now make it more difficult to enter retirement with sustainable economic security, a new study finds. Seventy-eight percent of all senior households are financially vulnerable when it comes to their ability to meet essential expenses and cover projected costs over their lifetimes.
New York, NY — The 2008 presidential campaign ended with a sharp moral debate about "spreading the wealth" in the United States. With national concern about a barrage of bad economic news--from the financial meltdown on Wall Street to the near-bankruptcy of the American auto-industry — which, coupled with bailouts and controversial tax plans proposed by the new Administration, have moved the issue of wealth distribution to the forefront of public debate.
Proposal to Expand Funding for Low-Income Students; Increased Access to Federal Loan Program
New York, NY — Demos, a national, non-partisan, public policy and advocacy organization, in partnership with twelve national organizations representing students, colleges, consumers, and college administrators, sent a letter to Congress on Wednesday calling for increased investment in college affordability and reducing financial barriers for entry into post-secondary education.
A middle-class standard of living requires that families have adequate financial security to meet current obligations, invest in the future, and access opportunities. The Middle Class Security Index, created by Demos and the Institute on Assets and Social Policy at Brandeis University, focuses on five interrelated factors that in combination describe the security or vulnerability of middle-class families—assets, education, housing, budget and healthcare.
New York, NY — Demos: A Network for Ideas & Action, a national, non-partisan public policy research and advocacy center, is pleased to announce the addition of four new members of its fellows program who are also developing new books under the Demos Books Project:
Report Shows How Crisis Will Continue to Impact Small Business, Student Borrowers, Homeowners
New York — The household economy — especially small business, homeowners and student borrowers — will continue to suffer during a sever tightening of lending credit and capital, in spite of the federal rescue plan, according to a new report by the non-partisan public policy center Demos.
The household economy — especially small business, homeowners and student borrowers — will continue to suffer during a sever tightening of lending credit and capital, in spite of the federal rescue plan, this new report shows.
The New Squeeze underscores how the continuing fallout from sub-prime speculation, resetting Adjustable Rate Mortgages (ARMs) and a severe tightening of lending credit and capital could impact the United States household economy for years to come.
Authors R. Michael Alvarez (California Institute of Technology) and Jonathan Nagler (New York University) have analyzed the likely impact on voter turnout should Hawaii adopt Election Day Registration (EDR).
Toward an Equal Electorate draws upon available data to show that low-income voter registration in public assistance agencies have increased anywhere from 22 percent to over 2,600 percent compared to previous years. In the five states examined — North Carolina, Michigan, Virginia, Pennsylvania, and Missouri — an additional 125,290 low-income voters have registered at public assistance agencies prior to the November election, most within the past several months.
In July 2008, 49 advocates, scholars, and thinkers met in Washington, D.C. and came to agreement on the outlines of a broad agenda for democracy reform. In the weeks that followed, the participants broke into workgroups and developed the recommendations outlined in this document.
The 2008 Election Primer: Election Administration, Voting Rights & Legal Challenges, provides a comprehensive account of the latest research and litigation on key election issues — including voter registration challenges, voter access, fraud allegations, federal voting requirements, as well as voting rights for low-income citizens, veterans, and citizens with felony convictions.
Under the Help America Vote Act of 2002 (HAVA), voters whose names cannot be found on the voter rolls on Election Day or who cannot meet HAVA’s new voter identification requirement must be provided a provisional ballot. These provisional votes are subsequently counted if local election officials are able to verify that the individual is a legitimate voter under state law. With predictions of record turnout, including millions of first-time voters, provisional ballots may play a significant role in the 2008 election.
Lawful Use of Same-Day Registration No Basis for Voter Witch-Hunt
XENIA, OH — Greene County Prosecuting Attorney Stephan Haller and Sheriff Gene Fischer abruptly announced they were dropping an investigation into same-day registrants last week, after Demos and other voting rights advocates warned that their actions appeared to violate federal voting rights protections.