Not so long ago debt "was a four-letter word when spoken in the same breath as "retirement." Before waltzing into their golden years, older Americans paid off their loans, then celebrated by burning the mortgage.
Last summer, on her final day as the Chairman of the FDIC, Shelia Bair decried the short-termism that has overtaken both Wall Street and Washington, where “[o]ur financial markets remain too focused on quick profits, and our political process is driven by a two-year election cycle and its relentless demands for fundraising.” This short-termism has taken hold of the reins of our larger political system and increasingly characterizes policy initiatives at every level of government.
Authored by Robert Repetto PhD, a Senior Fellow in the United Nations Foundation's climate and energy program, these four policy briefs examine the health, economic and environmental challenges posed by the effects of climate change in four particularly susceptible states.
The details of the report lay out the near and likely long-term consequences should these states fail to make a serious committment to combatting climate change.
Click on the titles below or select a state in the righthand column to view the individual reports.
In the past three decades, college costs have risen significantly faster than inflation and are now at roughly 25 percent of the average household's income. This isn't true just for private schools.
The derivatives industry is squeezing Washington like a python. Desperate to control the tone and thrust of derivatives regulation, industry lobbyists have been swarming over the Commodity Futures Trading Commission and the Securities and Exchange Commission, each of which is writing derivatives rules as mandated by the Dodd-Frank reform law.
La educación superior se ha convertido en un requisito básico para conseguir un trabajo con un salario decente y para entrar en la clase media. A la misma vez, esta licenciatura se ha puesto tan cara que no está al alcance de muchos de los jóvenes en Estados Unidos. El costo de ir a una institución de estudios superiores ha aumentado de manera exponencial en los últimos veinte años, mientras que las políticas de ayuda económica han paulatinamente abandonado a los estudiantes con mayor necesidad económica.
States are spending less money on public colleges than they did in the past. According to an article in the Chronicle of Higher Education, adjusted for inflation, state support for public colleges and universities has fallen by about 26 percent per full-time student in the last 20 years.
Adjusted for inflation, state support for each full-time public-college student declined by 26.1 percent from 1990 to 2010, forcing students and their families to shoulder more of the cost of higher education at a time when family incomes were largely stagnant, according to a report released on Monday by the think tank Demos.
Here we go again. Another round of the game we call Congressional Creep. After months of haggling and debate, Congress finally passes reform legislation to fix a serious rupture in the body politic, and the president signs it into law. But the fight’s just begun, because the special interests immediately set out to win back what they lost when the reform became law.
Lucky enough to attend college, I sat in a first-year seminar meant to expose students to a variety of both subject matter and viewpoints. To this day I tell people about two books from that course that changed my life. One of those books was the very first overtly feminist book I ever read, Arlie Hochschild’s The Second Shift. This book transformed how I talked about the world and, thus, how I perceived it and engaged it. I became a feminist because caring was a kind of work which was ubiquitous, undervalued, and gendered and, as such, a matter of justice.
Americans’ lives, health and livelihoods would be put at risk if so called “regulatory reform” proposals now being considered by the U.S. Congress were to become law, slowing or stopping the regulatory process.
These dangerous proposals before congress include The Regulations from the Executive in Need of Scrutiny (REINS) Act, The Regulatory Accountability Act (RAA), and The Regulatory Flexibility Improvement Act (RFIA).
Americans’ lives, health and livelihoods would be put at risk if so called “regulatory reform” proposals now being considered by the U.S. Congress were to become law, slowing or stopping the regulatory process.
These dangerous proposals before congress include The Regulations from the Executive in Need of Scrutiny (REINS) Act, The Regulatory Accountability Act (RAA), and The Regulatory Flexibility Improvement Act (RFIA).
Americans’ lives, health and livelihoods would be put at risk if so called “regulatory reform” proposals now being considered by the U.S. Congress were to become law, slowing or stopping the regulatory process.
These dangerous proposals before congress include The Regulations from the Executive in Need of Scrutiny (REINS) Act, The Regulatory Accountability Act (RAA), and The Regulatory Flexibility Improvement Act (RFIA).
Americans’ lives, health and livelihoods would be put at risk if so called “regulatory reform” proposals now being considered by the U.S. Congress were to become law, slowing or stopping the regulatory process.
These dangerous proposals before congress include The Regulations from the Executive in Need of Scrutiny (REINS) Act, The Regulatory Accountability Act (RAA), and The Regulatory Flexibility Improvement Act (RFIA).