Although Americans of all ages have endured the economic and social changes ushered in by a shift from an industrial to a technology- and service-based economy, today’s young adults are the first to experience its full weight as they try to start their lives. But the challenges facing young adults also reflect the failure of public policy to address the changing realities of starting, and building, a career and family in 21st century America.
Most parents with children under the age of 6 are in their late 20s or early 30s, making issues of family leave, child care, and work flexibility of core concern to young adults under the age of 34.
Young families across the income spectrum are financially and emotionally stressed by the demands of work and family, yet our nation has failed to address these issues in any systematic or holistic fashion.
Over the past decade, rents and home prices in major cities across the country have escalated rapidly. As young adults transition from college into the workforce, already owing an average of $20,000 in student loan debt, securing affordable housing in the current market can pose an overwhelming challenge.
Debt has become a generation-defining characteristic for today's young adults. The problem often begins with student loan debt, which today affects both community college and university students. In addition, today's young adults are relying more on credit to cover basic living expenses, particularly during those first few years in the workplace. As starting salaries have failed to keep pace with rising student loan bills, housing costs or health care costs, for many young adults the credit line becomes a lifeline.
Job security and stability were defining characteristics of the U.S. labor market from the 1950s to the mid-1970s. A large portion of the workforce was unionized, and workplace benefits such as health insurance and pensions were standard. Today, young workers can no longer expect to work at a company with the intention of staying until retirement. Union membership has dropped to just 8.6 percent of the private-sector workforce, and benefits are becoming increasingly rare. Job instability is the new reality.
In today's knowledge-based economy, a college degree is a necessary qualification for entry to the middle class. Over the last 30 years, as real wages for workers with only a high school diploma have fallen, the life outcomes for those with college degrees have diverged from those with only high school degrees. In 1977, for example, there was only a 6 percentage-point difference in home ownership rates between those with college educations and those without. Today, there is a 20 percentage-point difference.
New York, NY — Homeowners have been tapping into their home equity to get the cash needed to pay down credit card debt incurred not for luxury expenses, but for basic needs. This strategy leaves them on precarious financial footing after two years of interest rate hikes and the largest drop in home prices in 35 years, according to House of Cards 2006 Update: Still Refinancing The American Dream, a report published today by Demos, a non-partisan public policy organization based in New York.
New York, NY — In communities across the country, voters could be subject to intimidation and a variety of suppressive tactics meant to keep them from casting a ballot. Demos, a national, non-partisan public policy center, published the details of these potential challenges to voting rights in a new briefing paper this week.
New York, NY — Across the nation, states are failing to meet a Federal mandate to boost voter registration among low-income Americans by offering registration opportunities in public assistance offices — a requirement established by Congress under the National Voter Registration Act of 1993 (NVRA). Demos, a national, non-partisan public policy center, published the findings in a new briefing paper this week.
New York, NY — Across the United States, a long-term under-investment in the people who make the mechanics of our elections function properly, and ensure that voters have proper access to ballots and functioning machines, is expected to be a key problem on Election Day, according to a new briefing paper by Demos, a national, non-partisan public policy and research center.
New York, NY — Today, 100 million Americans are involved with organizations or movements engaged in social change. Despite vast and quickly improving methods of communications and interconnectivity, many who work to "make a difference" are hobbled by technical barriers, often because there is no roadmap to connect these new information sharing methods.
New York, NY — More than 5 million Americans are directly denied the right to vote, and millions more are misinformed about their eligibility to vote, due to a confusing and archaic national patchwork of "felony disfranchisement" laws, according to a new briefing paper by Demos, a national, non-partisan public policy and research center.
New York, NY — Millions of disabled and language-minority American citizens face impediments to voting because many states do not meet federal ballot and polling place access requirements, according to a new briefing paper by Demos, a national, non-partisan public policy and research center.
NEWARK, NJ — In an effort to increase voter participation in the Garden State, the American Civil Liberties Union of New Jersey and other high-profile voter rights' advocates, during a public forum today, will urge New Jersey to reform state election law to allow residents in future elections to register to vote up to and including Election Day. This proposal, if adopted, would replacing the current system under which anyone who registers less than 21 days before an election is barred from voting until the following election.
New York, NY — Provisional ballots could again be a leading concern at the polls this year, with new figures showing one in three — more than 650,000 of 2 million cast--were left uncounted or discarded in 2004, according to a new briefing paper by Demos, a national, non-partisan public policy and research center.
New York, NY — Millions of eligible voters could lose their right to vote in coming years if new state and national photo identification and proof of citizenship requirements for voting are implemented, according to a new briefing paper published by Demos, a national public policy and research center. The paper, part of Demos' 2006 Challenges to Fair Elections Series, offers evidence that new and prospective voter ID requirements, in states and on the national level, have been advanced without adequate consideration of facts or the potential impact on voting rights.
New York, NY — Economic Opportunity and a healthy democracy should be central focuses of America's political debate, according to a new policy briefing book published today by Demos: A Network for Ideas & Action, a national, non-partisan public policy, research and advocacy organization.
Cleveland, OH —A federal lawsuit filed in Cleveland today charges that Ohio's Secretary of State, Kenneth Blackwell, and the Director of its Department of Job and Family Services (DJFS), Barbara Riley, have violated the rights of thousands of low-income Ohioans by failing to provide voter registration opportunities in public assistance offices as required by the National Voter Registration Act (NVRA). The NVRA is a federal law enacted 13 years ago to encourage voter registration and turnout in elections.
Cleveland, OH — A federal lawsuit filed in Cleveland today charges that Ohio's Secretary of State, Kenneth Blackwell, and the Director of its Department of Job and Family Services (DJFS), Barbara Riley, have violated the rights of thousands of low-income Ohioans by failing to provide voter registration opportunities in public assistance offices as required by the National Voter Registration Act (NVRA). The NVRA is a federal law enacted 13 years ago to encourage voter registration and turnout in elections.