Experts debate if the housing market is an overinflated bubble, or a strong seller's market.
The forum was sponsored by Demos, a public advocacy group that among other issues concentrates on questions of economic opportunity.
Flaw-proof election machines. Easy-to-read ballots. Registration systems that catch double-voters or dead voters still on the rolls. For top state election officials meeting here, the pressure is on to make sure the election changes demanded after President Bush's disputed 2000 victory are in place by the Jan.
A new report by Demos and the Center for Governmental Studies that shows that current (February 2005) legislation and proposed initiatives on redistricting in California all fail to sufficiently address the needs of the public, and suggests clear guidelines for much fairer redistricting.
Senior Policy Associate Javier Silva examines the new financial insecurities created as more Americans refinance their homes.
That's the short version of a new and disturbing study by Silva called "House of Cards: Refinancing the American Dream." It shows how millions of U.S. households are falling into a vicious cycle of tapping their credit cards and then refinancing their mortgages to extract needed cash from the equity in their homes.
As tuition costs and enrollment rose through the 1990s, grant money did not keep pace, meaning students have been shouldering an ever-increasing share of their education costs. While before, most were able to finance their studies with grants and part-time work, loans are now inescapable for many.
"This generation is the first to shoulder the costs of their college primarily through interest-bearing loans rather than grants," Draut said.
In this preliminary analysis, Demos finds that the right to provisional ballots was violated across the country on November 2, 2004. While all the data on provisional balloting have yet to be collected and assessed, available evidence suggests that Congress and the states must revisit provisional ballot statutes, regulations and procedures if the original "failsafe" voting mandate is to be fully realized.
Steve Carbo, director of the Democracy Program, said voters should be allowed to cast provisional votes even if they vote in the wrong precinct, a practice many states now forbid.
The link between corporate practices and the economic security of Americans has become a major focus of public debate over the past several years. The off-shoring of new kinds of jobs has garnered the most attention, but cutbacks in employee health benefits and the under funding of pension plans has also drawn scrutiny at a time when corporate profits have been robust and executive mismanagement has been widespread.
A combination of escalating student loan and credit-card debt, rising costs, slow wage growth and underemployment have accumulated debt "unmatched in modern history" undermining the economic security and financial health of young Americans aged 18-34, according to a new study.
The report, "Generation Broke: The Growth of Debt Among Younger Americans," was released by Demos, a nonpartisan, public policy group, based on the Federal Reserve's Survey of Consumer Finances as well as dozens of other sources.
Florida Republicans in Jacksonville have been busy compiling and disseminating lists that many believe will be used to challenge minority voters today.
(A report, "Securing the Vote, a Report on Election Fraud," would suggest the Republicans' concerns are overstated. The paper, released by the nonprofit group Demos, shows that election fraud is at most a minor problem across the 50 states and does not affect election outcomes.)
In November 2004, California will vote on Proposition 62: “The Voter-Choice Open Primary Act.” Currently, voters may vote for the nominees of only one political party. Proposition 62 would replace this “modified-closed” system of party primaries with one in which all candidates for state or federal offices (except for presidential electors) run in a single primary election and only the top-two vote recipients are allowed to run in the general election.
This report takes a long-term view to expanding the middle class and creating more security among those who do achieve a middle-class life. Looking ahead to where the United States should aspire to be a decade from now, the report advances policy proposals that would be phased in over time and are bold enough to fully meet the challenges at hand. The agenda focuses on higher education, home ownership, and adequate income – three strategies that have historically been pivotal to the expansion of the middle class.
An exploration of the importance of social trust in U.S. society and troubling ways in which rising economic inequality since the 1970s has helped to decrease trust between Americans.
Executive Summary
Americans face twin crises of social solidarity. The first is a crisis of declining trust. The second is one of increasing inequality. This working paper explores how these two problems are part of the same syndrome.
As policymakers, election officials, and the public consider whether New York should change the way in which voters are allowed to register to participate in elections, and bring New York State election law into compliance with the Help America Vote Act, the following report provides an analysis of the potential impact of election day registration (EDR) in New York.
EDR in New York has the potential to increase voter participation for New Yorkers by as much as:
As policymakers, election officials, and the public consider whether New York should change the way in which voters are allowed to register to participate in elections, and bring New York State election law into compliance with the Help America Vote Act, we provide an analysis of the potential impact of election day registration (EDR) in New York. The current system of registration is one in which citizens must register 25 days before election day in order to be eligible to vote.1 Under EDR this advance registration barrier would be eliminated as citizens could register on election day.
Voter registration is intended to ensure that voters who are eligible to vote are able to do so, and that non-eligible individuals cannot cast ballots. A voter registration list enables election workers to authenticate eligible voters at the polls. Voter registration also serves to provide lists of persons (i.e., registered voters) who should receive notices informing them when elections are forthcoming, and where they should go to vote.
This brief examines the relationship between criminal justice practices that disproportionately target people of color, and disenfranchisement laws that deprive citizens convicted of felonies of their right to vote.