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Student loans are treated differently than almost every other form of debt incurred by American households. 

Despite its reputation as an antidote to inequality, the U.S. higher education system has reinforced and even exacerbated racial wealth inequality, by preventing many students of color from accessing college and loading black students with debt when they do attend.

How we can lower student debt while closing the Black-White wealth gap.

Late Monday night, while protesting the recent police killing of Jamar Clark, a 24-year old Black man, in Minneapolis, 5 people were shot. They were just a block away from the Minneapolis Police Department’s 4th Precinct, where protesters have held daily demonstrations for the past nine days. Demos

However generous paid leave benefits are, whether employees actually use those benefits will depend a lot on the culture they work in and the social pressures they face. Amazon, for instance, is "notorious for its competitive work environment, and simply having access to leave may not be enough if

Eliminating student debt for low- to middle-income families could dramatically narrow the racial wealth gap between black and white households, according to a joint study by liberal think tank Demos and the Institute for Assets & Social Policy at Brandeis University. Though 43 million Americans

All in, 401(k) fees can range from 50 basis points up to 3 percent, said David Walters, a CPA and certified financial planner with Palisades Hudson Financial Group. Any plan charging more than 1 percent, Walters insisted, should be seen as suspect. "Taken over an employee's lifetime, that can make a

In addition, federal student loans — which usually cap at $27,000 over four years — don’t always cover the full cost of a higher education, and many students are forced to secure private loans or work jobs to pay for their degree. “Student debt is not the same to every borrower,” Mark Huelsman, a

Now is a time to remember our shared humanity. In light of the terrorist attack in Paris, lawmakers across the country are demanding President Obama shut down our borders and stop the resettlement of Syrian refugees in America, stoking widespread fear about these men, women and children. At this

Mark Huelsman, a senior policy analyst at Demos, compared the movement to the one seen with universal health care, which had been an issue for quite awhile until “a moment of consensus” came in 2008.