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Some 63 percent of white students who graduate from public four-year colleges and universities borrow to do so, but 81 percent of black graduates go that route, according to a study of student debt by Demos, a public policy research organization. When it comes to associate's degrees, 57 percent of

Each year, Demos recognizes leaders who are transforming America. From #BlackLivesMatter to Amy Poehler to Rashad Robinson, we have honored the people, organizations, and movements that are challenging our country to live up to the true meaning of democracy: a place where all Americans have an equal

Increased rates of delinquency, particularly among poor and minority citizens, also expose borrowers to job market discrimination. Some employers use credit checks as part of their hiring process, a practice that many argue is unduly burdensome and prevents Americans from getting the jobs they need

In this election season, reining in Wall Street is clearly a burning issue for many voters. The passion for Wall Street reform is closely wrapped up with working class anger and anxiety driven by wage stagnation and economic insecurity, all within a climate of accelerating wealth and income

Washington College’s initiative could encourage students to finish school, said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank. “It’s certainly a good thing,” Heulsman said. “It can provide an incentive for students to complete and we know that the student debt crisis is

This idea has gotten some play in Washington circles. On the right, American Enterprise Institute's Andrew Biggs has proposed replacing Social Security with a basic income set at the poverty line, plus an automatic savings program.

"There are no other countries that we would think of as advanced that don't offer some paid maternity leave," said Amy Traub, a senior policy analyst at Demos, a left-leaning public policy group. "So many countries started guaranteeing maternity leave as more woman started to enter the workplace

President Obama can still be a force for progressive change.

How much should I save for retirement? How much should I increase my contributions when I get a raise? Should I save in my firm’s 401(k) or a personal IRA? Which investments should I choose? For many of us, making the right choices when navigating the bewildering world of investing for retirement

Tamara Draut, Demos Vice President of Policy and Research and author of the new book Sleeping Giant: How the New Working Class, released the following statement: