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Over the last decade, an increasing number of cities and states passed laws limiting the use of credit checks in hiring, promotion, and firing. These laws have been motivated by the reality that personal credit history is not relevant to employment and that employment credit checks prevent otherwise

European countries also differ substantively from the US in terms of the percentage of college attendees that their debt free models serve. "Germany has a lower percentage of students go on to college than we have here in the US," Mark Huelsman, a senior policy analyst at think tank Demos, told ATTN

This report examines the effectiveness of the employment credit check laws enacted so far and finds that unjustified exemptions included in the laws, a failure to pursue enforcement, and a lack of public outreach have prevented these important employment protections from being as effective as they

As a result of having limited savings or other assets to cover the cost of college, African American families borrow heavily to pay for it. Researchers at the liberal think tank Demos found 4 out of 5 black graduates take out loans to attend public colleges, compared with less than two-thirds of

While students could always use more information about their loans and the cost of college, focusing too heavily on financial literacy as a route to curbing student debt “overcomplicates the discussion,” said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank. College

When we agreed to help reform the NYPD’s stop and frisk practice in the landmark class action Floyd v. the City of New York, we knew we were taking on a great responsibility.

Hard-working New Yorkers need time to care for their families without the pressure of missing a paycheck or losing their job.

This post was first published on Debt & Society. With the 2016 Presidential election bringing renewed attention to rising college costs, UC Berkeley researchers have just released a groundbreaking study on broad and growing financial inequalities in U.S. higher education. Entitled “The

The Bennett Hypothesis likely explains tuition increases at some colleges, particularly for-profit universities, which are trying to maximize revenue, and graduate programs for which students can take out federal loans up to the cost of the program, said Mark Huelsman, a senior policy analyst at

This piece was originally posted on the blog of the Movement Strategy Center