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The D.C. Council is considering a bill that would bar businesses from performing credit checks on job applicants. Supporters of the legislation say credit histories can be inaccurate and indicate little about workers’ character.[...] “Our research shows poor credit more often tells a story of
In the media
Ryan M. McDermott
You may have heard about proposals to privatize Social Security. We all know the system is heading toward a dangerously low level of funds, and we know something needs to be done. Privatization is one possible solution – an often-debated one with a long history.
In the media
Jill Cornfield
Like teens gathered around a slumber party campfire, pollsters and news outlets appear to be turning toward a giant game of “would you rather” to help understand the student debt mess.
In the media
Jillian Berman
Few pundits are willing to acknowledge just how disadvantaged young adults are today.
In the media
Tamara Draut

As with any big reform, the push for debt-free college has been met with pushback among a skeptical elite. We have answers for their major concerns.

Policy Briefs
Mark Huelsman
The good news: If you’re the parent of a college-bound student, it could be cheaper to send your young person to an Ivy League school than to your friendly neighborhood public institution, a potential bargain for families struggling to pay for tuition, room, and board.
In the media
Joseph Williams
Student debt is a crisis, holding back the economy and hobbling a generation. Wonder why today’s young adults aren’t getting married, having children, buying homes, starting businesses, saving the world? Look no further, the culprit is obvious. That’s the conventional wisdom, and it’s taken for
In the media
Beckie Supiano
To halt and even reverse the trend of ever-rising tuition without compromising the quality of higher education, we must reinvest in higher education.
Blog
Robert Hiltonsmith
Federal deficit hawks in Congress, driven by ideology and the campaign donations of, for lack of a better term, millionaires and billionaires, held yet another hearing last week about the national debt — but U.S. lawmakers continue to ignore the debt that is causing real trouble for the nation. The
In the media
Darrell Delamaide
Amid soaring inequality and stagnant wages, consumers in the United States collectively accumulated a stunning $34.4 billion in credit card debt during the second quarter of 2016 alone, according to a new report from the personal finance website WalletHub.
In the media
Sarah Lazare