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"White families who did not graduate from high school have the same level of wealth as a black family with a college education. All this has led to a system where black families in particular, but also Latinas, have less wealth to face the challenges when it comes to paying off that debt."

“The equity components are the pieces that appear to have been weakened the most."

“This is a problem that has not gone away but has gotten worse in many communities. It’s enough of a problem that people expect some action on it, and they expect some plan for how to get there.”

“We don’t love where [the bill has] landed but we’re happy that we landed where we are."

“This is a problem that has not gone away but has gotten worse in many communities."

The left-leaning think tank Demos recently offered a bold, but seemingly obvious, proposition: Just scrap the private credit scoring system, and replace it with a government agency, accountable to the public.

The state legislature is on the verge of passing the Climate and Community Protection Act, and they need to hear from you.

A new report from the left-leaning think tank Demos argues that looking at borrowers' income alone provides limited insight into student loan burdens.

"The ability to pay off your loans has everything to do with wages and the ability to gain secure employment, it has everything to do with housing affordability, it has everything to do with child-care costs."

The Case for Bold, Equitable Student Loan Cancellation and Reform