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New York, NY — On Black Friday, a massive amount of highly polluting, future consumer electronic waste is about to be unleashed, according to a new report by the national policy center Demos. The Consumer Electronics Association says 74 percent of Americans buying gifts this holiday season will
Press release/statement
401(k)s Fail Millions of Retirees: Hidden Fees Swallow 20% of Balance, Yield Low Growth, Susceptible to Market Volatility—According to New Report
Press release/statement

A picture of the current state of the private retirement system, why this picture bodes ill for the future of retirement in the country, and why that system needs reform.

Research
Robert Hiltonsmith
Out-of-Pocket Medical Expenses Among Top Sources of Credit Card Debt
Press release/statement

Social Security remains our nation’s key source of retirement income for most Americans. The program’s overall health is sound and with relatively modest tweaks to the program’s financing, we can strengthen the system for generations to come.

Policy Briefs
Tamara Draut
Robert Hiltonsmith
Raleigh — North Carolina's young adults will continue to face a tough economy--one ravaged not only by recession but also by 30 years of declining opportunity and security for all but the most highly educated and affluent, according to a new report by Demos and the North Carolina Justice Center.
Press release/statement

How the Dodd-Frank Wall Street Reform and Consumer Protection Act will bring greater security to American consumers, investors and Main Street businesses.

Research
Heather C. McGhee
Caleb Gibson
Obama put[s] the U.S. government solidly back on the side of the middle class
Press release/statement
Today We Start Rebuilding the American Middle Class
Press release/statement
Demos Report Called for Clearinghouse to End Incentives for Inflated Ratings
Press release/statement