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Four years ago today, Lehman Brothers collapsed as Hank Paulson and his colleagues made the fateful decision that free market principles demanded that at least one bank crippled by the deteriorating financial system had to be sacrificed at the altar of moral hazard. These “deciders” had no idea of
In the media
Wallace C. Turbeville
A study by Demos, a liberal research center, found that a median-income couple that invested in 401(k)’s for 40 years with fees averaging 1.6 percent a year would achieve $354,850 in assets at average savings rates, but only after paying $154,794 in investment fees. READ: The Retirement Savings
In the media
Steven Greenhouse
NOW that some sunshine is being shed on 401(k) expenses, it’s time to see how you can improve returns by lowering the costs of the middlemen.
In the media
John Wasik
Elisabeth Badinter is picking a fight with her book The Conflict, in which she demonizes pretty much every form of maternal bonding. And I was pleased to see Sarah Blustain give it to her in “Mère Knows Best”, rightly mocking Badinter’s attacks on social science, breast-feeding, and ecology. No
In the media
Sharon Lerner
Something that you hear about quite a lot these days is the "all of the above" energy plan. The phrase is in both party platforms with the general idea being that our energy needs should be met by using all forms of energy available -- coal, oil, gas, nuclear, renewables, biofuels, etc. Diversifying
In the media
J. Mijin Cha
Unlike the overall labor force, young adults saw unemployment rates rise in the month of August.
Blog
Catherine Ruetschlin
A new fact sheet from Demos, College on a Credit Card, investigates the relationship between educational expenses and credit card debt, and shows that putting college on credit can be a very bad deal.
Blog
Catherine Ruetschlin

Demos conducted a nationwide survey of low- and middle-income households in early 2012. The findings in this brief summarize the relationship between college costs and credit card debt, and its impact on students and their parents.

Research
Catherine Ruetschlin
Robert Hiltonsmith
NEW YORK – As millions of young adults begin their fall semesters across the nation, new findings from a national survey by policy center Demos reveal the relationship between college costs and credit card debt, and its impact on students and their parents. READ "COLLEGE ON A CREDIT CARD: THE
Press release/statement

Provide 12 weeks of paid benefits to employees who need time off work to care for a new child, a sick family member, or their own illness. The self-financing trust is funded by premiums paid equally by employers and employees.

Policy Briefs
Amy Traub
Tamara Draut
David Callahan