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Are you paying too much in 401(k) fees? Until recently, it was difficult to know. But as of last year, 401(k) plan sponsors are required to send participants annual disclosures outlining fund fees and their effects on savings over time. [...]
In the media
So you aced the job interview. But can you pass the credit check? That’s right, a growing number of employers are checking job applicants’ credit reports, even when the job doesn’t involve financial responsibilities and management. About six in 10 employers conduct credit checks on at least some of
In the media
Carole Fleck
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Blurry caution tape in foreground with U.S. Capitol building in background at night
When politics is dominated by the wealthy, the interests of the wealthy are advanced while the interests of lower income and working families are ignored.
Blog
J. Mijin Cha
U.S. Representative Marlin Stutzman said, "Most people will agree that if you are an able-bodied adult without any kids you should find your way off food stamps." That depends on whether those ways can be found. If Stutzman and other members of Congress believe it's that easy to find a job with a
In the media
Paul Buchheit
Beth Simone Noveck and Carl Malamud are pushing the IRS to publicly disclose more data on tax-exempt groups, make it more accessible in electronic form, and to do so more promptly. Count me among the effort’s biggest cheerleaders. If this push succeeds, we'll have a better handle on a key sector in
Blog
Jack Grauer
Does America believe in second chances? In some cases, yes. Corporations get second chances all the time. For instance, nearly every major pharmaceutical company has been repeatedly fined by the Justice Department for either fraud or illegal marketing, and yet—because no individual executices are
Blog
David Callahan
Credit cards. Mortgages. Car loans. These are the types of things that typically come to mind when thinking about your credit. But a bad credit history can do more than ruin your chances of getting a loan or landing a great interest rate -- it can cost you a job. [...]
In the media
Blake Ellis
It's no secret that sales taxes are a regressive way to raise revenues. And the heavy reliance on such taxes across the country explains why state tax systems tend to clobber the poor while asking little of the rich.
Blog
David Callahan
Critics of the fast-food worker strikes don't just make the mistake of relying on industry-backed research to argue that higher wages are unaffordable (see Jillian Kay Melchior's slanted and shallow piece in NRO) and ignore the real-live examples of U.S. states that have raised their minimun wage
Blog
David Callahan
The United States spent around $3.6 trillion last year, on products, services, and employment, including contractors. Which companies benefited from these lucrative deals with our government? And what were our conditions on their performance? Shouldn't we, as the taxpayers that are funding these
In the media
Amol Mehra