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Credit reports and scores are made up entirely of information about individual consumers -- data that’s collected without our permission or even necessarily our knowledge -- but we don’t have free access to this information. Under federal law, consumers get one free credit report a year and must pay

Give them jobs. That's the most important answer to the serious economic crisis gripping young America, which faces double digit unemployment rates for some groups -- levels rivaling that of the Great Depression. Of course, creating jobs sounds very complicated -- a multi-part process of

Scrooge has come early this year. We’re kicking our Tiny Tims. This holiday season, kids in America’s poorest families are going to have less to eat. November 1 brought $5 billion in new cuts to the nation’s food stamp program, now officially known as the Supplemental Nutrition Assistance Program

The cut to the nation’s Supplemental Nutrition Assistance Program going into effect today will take food away from 47.7 million Americans who need it.

It's no secret that wealthy Americans have enjoyed low taxes since the dawn of the Reagan era—even as they have scored huge income gains thanks to changes in the economy. A less well-known fact, though, is that middle and low-income earners have seen far bigger cuts in their federal taxes, which has

The Pew Charitable Trusts blew a major opportunity to condemn the exploitative practice of payday lending when it issued a major report on this issue a few days ago -- the culmination of over two years of careful research.

Payday lenders have found a powerful friend in the Pew Charitable Trusts. In a recent report on payday lending -- the culmination of two years of work -- Pew embraces reforms to this industry that would still allow the poorest Americans to be charged annual interest rates in the triple digits.

Congress resolved the shutdown and debt ceiling crisis (for now) by agreeing to hash out a budget agreement by mid-December. Already, hopes are dim. Budget experts say that if any deal at all is worked out to replace the deep budget cuts that went into effect in March, the most likely outcome will

This mentality is all too pervasive, even though it is repulsive both as a matter of public policy and as a moral value.

Washington is in its usual state of hysteria this week -- now over the Obamacare rollout -- so, as usual, few people in power are talking about the biggest problem facing the country: a still-stagnant labor market that has stranded millions in a jobless hell, with real unemployment rates for some